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Good Solutions to Save Money On Motorcycle Insurance Article by Larry Lubell In the 25 years I have been selling for Urban Insurance, I am still amazed by how wide the range of … … insurance prices can be between one bike and another. What might shock you is that it is the “Style” of the bike that makes a larger difference than the “Cost” of the bike. This is important fact to considerer before coming home with that new “SPORT BIKE.” For most people, a motorcycle is driven only a limited number of days per year; and some …
For most people, a motorcycle is driven only a limited number of days per year; and some people who would by no means drive without car insurance will at times let their motorcycle coverage slip All of us are looking for ways to save money, but driving with out motorcycle insurance is foolish, as well as illegal in Illinois, Michigan Indiana and most other states. With the high price of vehicles, ever-increasing medical costs, and new bankruptcy laws that can make it more difficult to eliminate your debits; it is financial suicide to drive with out insurance. No one wants to pay more than they have to in order to get their cycle covered. Below are some suggestions to help you lower your insurance costs: 1. Shop Before You Buy the Bike Insurance companies profoundly surcharge some motorcycles. That means that even though two cycles have around the same value, they might have dramatically different insurance rates. Sport bikes are fast and fun but bikes like the Yamaha YZFs, Kawasaki Ninjas, Honda CBRs, and the Suzuki Hayabusas, can cost more than 4 times the price that a “Standard Cruiser Caution : I have seen the combination of sport bikes and young drivers result in premiums higher than the total cost of the bike. After the bike is yours, it’s a bad time to find that the monthly insurance payment is more than your monthly note. 2 . Shop Several Companies Remember that prices can vary widely from company to the next. The carrier that offers the lowest rate on a middle-aged married couple might be one the highest on a 20-year-old male single. Get quotes from different types of insurance companies. Some companies sell direct through a captive agent force