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A Massachusetts Guide to Insurance for Your Home and Ways to Help Reduce Your Insurance Premiums A Consumer’s Guide to Home owners Insurance Calculator A Massachusetts Guide to Insurance for Your Home and Ways to Help Reduce Your Insurance Premiums A Consumer’s Guide to Home owners Insurance Calculator … A Massachusetts Guide to Insurance for Your Home and Ways to Help Reduce Your Insurance Premiums DEVAL L. PATRICK DANIEL O’CONNELL GOVERNOR SECRETARY OF HOUSING AND ECONOMIC DEVELOPMENT DANIEL C. CRANE

Why Buy insurance for My Home? Your home is a valuable asset . If damaged or destroyed, it may take many years to recover the money that you invested in your home. Home owners Insurance Calculator can help pay to repair or replace your home. Your home is where you store other valuable assets . Beyond the bricks and mortar, you keep your clothes, furniture, mementos and other things inside your home. Insurance can help repair or replace items that may be damaged or lost. Your home is the place that you live. Almost everything associated with your non-work life is in your home. If damage to your home makes you live elsewhere, you not only want to fix what is wrong, but you may need to pay for additional living expenses while you can’t live in your home. Home owners Insurance Calculator can help pay some transition costs until you return to your home. What Could Ever Happen to My Home? Just about anything. Fires or natural disasters, including hurricanes or earthquakes, could destroy your home. Your home may be susceptible to electrical fires, frozen pipes, burglaries or lawsuits filed by other parties claiming your negligence caused them harm. If you don’t properly maintain your home, it could also be damaged by leaky roofs. Home owners Insurance Calculator is intended to address the costs of unexpected damages beyond your reasonable control.