Enrolling will not affect your health benefi ts now or in the future. State Health Plan 50 Employee Insurance Program www.eip.sc.gov Insurance Benefi ts Guide 2010 Health Insurance Health Insurance Table of Contents Introduction …..38 What Are My Health Plan Choices? …..38 Notice to …
Health Insurance Introduction What Are My Health Plan Choices? Your health plan choices include the State Health Plan (the Standard Plan, the Savings Plan and, if you are enrolled in Medicare, the Medicare Supplemental Plan) and two Health Maintenance Organizations (BlueChoice® HealthPlan and CIGNA HMO). All health plans offered through the Employee Insurance Program (EIP) are self-insured. EIP does not pay premiums to an insurance company. Subscribers’ monthly premiums and employers’ contributions are placed in a trust account maintained by the state. This account is used to pay claims and administrative expenses. Administrative expenses comprise only about 4 percent of the total program spending. To learn about eligibility, enrollment and other features that are common to all health plans offered through EIP, see the General Information chapter, which begins on page 9. Notice to Subscribers: Tobacco-Use Surcharge On January 1, 2010,
